Everyone

S. Tubin

Ice Cream Sandwich

 (I owe you) is a debt manager app for things and money. Save your money by keeping record of all personal debts, credits, bills and loans in this single app. IOU is simple enough to be used on the go by coworkers or roommates with shared expenses, and powerful enough to be a good assistant for freelancers and small businesses.*

★2nd place in finance category of Best App Ever Awards 2013 (http://www.bestappever.com)★

★The only debt manager app that syncs to web (http://ioutool.net), Android, iOS and Windows apps★

:

• Borrow/lend things and money

• Payback with partial payments

• Credit payoff date

• Settled debts and payments history

• Cloud sync, share debts

• Custom currencies

• Automatic email reminders

• Totals for debtors

• 3 views: who owes you, who you owe, debtors

 (available with in-app purchase):

• Notifications for overdue debts and payments

• Backup/restore data

• Recurring debts, periodic payments

• Password or fingerprint (Android 6.0+) protection

• Attach a photo to debt

• Manual Email and SMS reminders, customizable templates

• Readable CSV export

For any questions, issues and suggestions please write to sergeytubin@ioutool.net. 

IOU - debt manager

Latest Version of IOU - debt manager